MAA Senior Gold

Senior Gold

Description

SeniorGold is specially designed for our Senior Citizen aged 50- 80 years. This wonderful product ensures Guaranteed Acceptance and No Medical Check- up required! It provides up to 5 times of the principle sum insured for Accidental Death Benefit with an affordable premium. Even more… this plan offers an essential coverage for the elderly, which is natural death. It also gives you coverage up to 100 years old which ensures your golden years a total peace of mind!


Benefits

Accidental Death Benefit
In the event of accidental death, the Accidental sum insured will be payable according to the attained age of the insured.


Natural death Benefit
- Natural Death Benefit after 2 consecutive years policy incepted.
In the event of natural death occur after 2 consecutive years from the date of policy incepted, the basic sum assured is payable according to the entry age sum insured table.

- Natural Death Benefit within the first 2 years policy incepted.
In the event of Natural Death occur within the first 2 years from the date of policy incepted, all premium paid will be refunded.


Repatriation Benefit
The company will reimburse up to RM3,000 to the insured’s legal representative for the cost of bringing the mortal remains back to Malaysia in the event death of the insured occurs whilst travelling outside Malaysia.


Maturity Benefit
Basic Sum Assured is payable upon the survival of the insured to the maturity of policy (100th birthday of the insured).


Cash Value
In the event the policy is surrendered prior to the maturity date, some amount of surrender value is payable.



Entry Age
Insured : 50 to 80 years old
Policyholder : 18 years old and above