PB100 : MAA Payback Personal Accident

Plan Description

PB100 is a classic life and personal accident plan with money back guarantee that everyone has to own. It is an amazing PA plan, where besides protection you will also get back every single cent you have paid in premiums upon maturity. This plan is also the most flexible PA plan where you can surrender your policy at any time and receive some cash value. Anyhow, there wont be any cash value should you surrender you policy within the first 3 years of the policy been in-forced. Besides that, you will be paid double in the event of death or disability due to traffic accidents at any Toll Highways in Malaysia.
Plan Benefits

1) Death Benefit
In the event of the death of the insured, the total amount of the Accidental Sum Assured plus with the Basic Term Sum Assured is payable to the beneficiary.

2) Permanent Disability
In the event of permanent disability as of the following incurred, the total amount of the Accidental Sum Assured is payable.
~ Permanent total loss of sight of both eyes
~ Permanent total loss of sight of one eye
~ Loss of or permanent total loss of use of two limbs
~ Loss of or permanent total loss of use of one limb
~ Loss of speech and hearing
~ Permanent and incurable insanity
~ Total and Permanent Disability

3) Double Indemnity
In the event of Death or Disability due to Traffic Accident at Any Toll Highway in Malaysia, the total Accidental Sum Assured will be doubled and made payable to the beneficiary.

4) Death and Total and Permanent Disability(TPD) (any cause)
In the event of death or TPD due to any cause, a total amount of Basic Term Sum Assured is payable.

5) Cash Value
In the event the policy is surrendered prior to the maturity date, some amount of surrender value is payable.

6) Money Back Guarantee
Upon maturity of the policy, all premiums that have been paid (base on annual mode premium) will be refunded 100%


计划的说明

PB100是一个典型的生活和金钱人身意外保障计划后，每个人都有自己。这是一个了不起的巴勒斯坦权力机构的计划，其中除了保护你还会回来每一分钱，你在到期保险费。这个计划也是最灵活的巴勒斯坦权力机构计划在那里你可以随时投降政策，接受一些现金价值。无论如何，不​​会有任何现金价值，你应该放弃你的头3政策在-被迫年的政策。除此之外，你将付双倍的价钱在死亡或伤残，因交通意外在马来西亚的任何收费公路的事件。
计划的好处

1）身故保障
在被保险人身故，则意外保额加上长期的基本保额总额支付给受益人。

2）永久伤残
在作为永久伤残事件发生后，该意外保额总额支付。
〜永久完全丧失双眼视力
〜永久完全丧失一只眼睛的视力
〜丧失或两肢永久完全丧失
〜丧失或一肢永久完全丧失
〜丧失语言能力和听力
〜永久性和无法治愈的精神错乱
〜完全及永久伤残

3）双倍赔偿
在死亡或伤残，因交通意外在马来西亚的任何收费公路时，意外的总保额将增加一倍，抬头人为受益人。

4）死亡和完全及永久伤残（TPD）的（任何原因）
在天津港的死亡事件或因任何原因，长期的基本保额总额支付。

5）现金价值
在这一事件的政策是投降前到期，部分退保现金价值金额支付。

6）退款保证
该政策到期后，所有已支付（年度保费模式基地）的保险费将予以退还100％