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Tuesday 14 June 2011
PA110EVO : MAA comprehensive Personal Accident Policy
PA 110 EVO
Description
PA110 EVO is a comprehensive Personal Accident policy, which also cover Death due to Any Cause up to 20 years. Apart from the protection of death and Disability, this plan also offers you a wide range of benefits such as Weekly Indemnity, Medical Reimbursement, Daily Hospital Income and much more..
Benefits
1) Death Benefit
In the event of Death due to Accident, this policy will pay the full amount of Accidental Sum Assured plus Basic Term Sum Assured to the beneficiary.
2) Permanent Dismemberment
In the event of Permanent Dismemberment due to Accident, this policy will pay up to the full amount of Accidental Sum Assured based on the percentage as written in the Accidental Death and Permanent Dismemberment Table.
3) Medical Reimbursement
This benefit allows you to reimburse medical expenses up to the sum assured inclusive of hospital room and board, outpatient and surgical treatment.
4) Weekly Indemnity
Pays up to 104 weeks if the insured is totally unable to attend to his work as certified by Registered Medical Practitioner.
5) Broken Bones / Burns
In the event of Broken Bones or Burns due to an Accident, an amount of up to the sum assured is payable.
6) Physician Benefit
An additional medical benefit up to RM500 is payable for treatments by acupuncturist, bonesetter, chiropractor, osteopath & physiotherapist. Provided the first consultation is by a registered medical practitioner.
7) Daily Hospital Income
This daily income benefit is payable should the insured is hospitalised for more than 6 hours as a registered inpatient for the treatment of accidental injury.
8) Ambulance Fees
When by reason of accidental injury, the company shall pay the necessary ambulance fees up to maximum amount stated in the Summary of Benefits table.
9) Death (Any Cause)
An additional death benefit is payable in the event of Death due to any causes.
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Accidents are the leading cause of death for those under 42, and the fifth leading cause of death for people of all ages. So the accident life insurance could be very beneficial for all people especially the personal life insurance..
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